Often times, when looking to advance your career, or start a new business venture, high risk can lead to high reward. For example, Mark Zuckerberg , co-founder of Facebook, a popular social networking website, left Harvard University in the summer of 2004 (after promising to return for school in the fall of 2004) to move to California to continue developing FaceBook. With the help of a bit of venture capital, and given the success of Facebook to date (with an estimated value in excess of $3 billion), he and his friends who co-founded this new venture have yet to return. This is the ultimate high risk, high reward scenario, but this is not the reality that most of us folks face.